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Your sale price isn’t your take-home profit.
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Hi there,


Selling a property isn’t just about the price you get, it’s about what you actually keep after tax.


If you’re selling a cottage, rental, or inherited property in Ontario, capital gains tax can take a bigger portion than most people expect. And many sellers don’t realize how it works until after the deal is done.


In this week’s guide, we break down when capital gains tax applies, how it’s calculated, and what can impact your final payout.


Want help navigating capital gains tax? Let's talk strategy.

(No pressure, just smart advice.)



Talk soon,

David

What do you actually keep? Find out the tax behind your sale.

Get clarity on your investments in 15 minutes:

You Don’t Need a New Portfolio — You Need a Clearer Picture.


Most investors aren’t sure how their current investments actually perform — after fees, taxes, and risk.


That’s why I offer the Investment Clarity Call: a quick, no-pressure conversation to help you see what’s working, what’s not, and where small changes could lead to big improvements.


What you’ll get:

  • A clear snapshot of your current investment mix
  • A plain-English explanation of your fees and risks
  • Ideas to make your money work smarter and safer

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Because each session is personal, I keep the number of Clarity Calls small each week. When they fill up, new bookings roll to the next week.


[Book Your Investment Clarity Call] — quick, free, and genuinely useful.


P.S.
If you’ve been meaning to “get a second opinion” on your investments but never found the time — this is the easiest way to do it. Fifteen minutes now could save years of frustration later.

Check out our featured video:

A mortgage broker works for you, providing expert advice and flexible options without extra cost.


Additional articles:

Accelerated Mortgage Payments: How to Pay Off Your Home Faster

From Temporary to Lifetime Coverage: Life Insurance Conversion

Managing Inflation: Guide to Protecting Your Finances

Important upcoming dates:


Upcoming Bank of Canada Interest Rate Announcements: 

  • June 10, 2026

  • July 15, 2026


Canada Child Benefit (CCB) Payments:

  • May 20, 2026

  • June 19, 2026

  • July 20, 2026


Want to learn more? Lets talk

David Pipe is a Mortgage Broker of TMG - The Mortgage Group, FSRA  #10315

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