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Hi there,
If you plan to protect your family, timing matters more than most people realize.
Life insurance pricing is age-based, and once rates go up, they don't come back down. That's why we put together a 2025 cost-by-age chart showing exactly how term life insurance premiums change over time, and how much waiting can cost you.
See the chart and tips on how to get better rates in our featured article.
Want to learn more? Let's chat.
(No pressure, just smart advice.)
Talk soon,
David |
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Wait longer. Pay more.
Term life costs by age. |
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Make Sure Your Family's Covered (and You're Not Overpaying |
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When's the Last Time Anyone Reviewed Your Life Insurance?
Most policies are bought and forgotten — which means many families are paying for coverage that no longer fits their needs.
My Life Insurance Policy Checkup is a free, 15-minute review to confirm your coverage is still doing its job: protecting your family and minimizing costs.
What we'll check:
- Are you paying more than you should?
- Are there new options that build cash value faster?
- Has your family, income, or debt changed since you bought the policy?
No sales pitch — just clarity and recommendations you can act on right away.
I reserve a small number of review calls each week to keep them personal and meaningful — once they're full, they roll into the next week.
[Book Your Free Policy Checkup] — a few openings remain this week.
P.S.
The only mistake bigger than overpaying for life insurance is assuming you're properly covered when you're not. Let's verify it together — it's free peace of mind. |
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Check out our featured video: |
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Locking in a low rate now means one less thing to worry about later. |
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Important upcoming dates: |
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Upcoming Bank of Canada Interest Rate Announcements:
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January 28, 2026
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March 18, 2026
Canada Child Benefit (CCB) Payments:
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January 20, 2026
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February 20, 2026
Want to learn more? Lets talk |
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WealthTrack, 3-304 Stone Road West Suite 150, Guelph, ON N1G4W4, Canada |
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