Hi there,
You’ve probably heard it’s best to save 20% for a down payment before buying a home, but is that always the smartest move?
Let's unpack what putting less than 20% down really means for your mortgage, your monthly payments, and your future flexibility.
Whether you're just starting out or upgrading to a bigger space, understanding your down payment options can save you money, stress, and time.
I’ll run the numbers and help you feel confident every step of the way.
Want to learn more? Let's chat.
(No pressure, just smart advice.)
Talk soon,
David
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Check out our featured article:
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Don’t let this down payment myth hold you back.
The reality of purchasing your dream home might be closer than you think.
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Check out our featured video:
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If you're feeling stuck between down payments, pre-approvals, or figuring out which mortgage type even applies to you, let's talk.
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Join us in supporting the Terry Fox run:
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Important upcoming dates:
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Upcoming Bank of Canada Interest Rate Announcements:
September 17, 2025
October 29, 2025
Wednesday, December 10
Canada Child Benefit (CCB) Payments:
August 20, 2025
September 19, 2025
October 20, 2025
Want to learn more? Lets talk
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