Hi there,
Getting out of your mortgage shouldn’t come with surprises.
Whether you’re refinancing, downsizing, or just ready to be mortgage-free, there’s one thing that can throw off your plan: hidden discharge fees.
Most homeowners don’t realize that paying off a mortgage in Ontario can come with extra costs like admin charges, legal paperwork, and even prepayment penalties.
But here’s the good news: with the right timing and a few smart questions, you might pay a lot less than you think.
Want to learn how you can avoid overpaying?
Let's chat.
(No pressure, just smart advice.)
Talk soon,
David
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Check out our featured article:
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Thinking of exiting your mortgage?
There are fees. But with the right strategy, you can avoid overpaying.
Read more to learn how to keep more money in your pocket.
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Check out our featured video:
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Breaking your mortgage could mean big savings or unexpected costs.
We’ll help you crunch the numbers to see if it’s worth it.
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Important upcoming dates:
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Upcoming Bank of Canada Interest Rate Announcements:
July 30, 2025
September 17, 2025
October 29, 2025
Canada Child Benefit (CCB) Payments:
July 18, 2025
August 20, 2025
September 19, 2025
Want to learn more? Lets talk
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WealthTrack, 3-304 Stone Road West, Suite 150, Guelph, ON N1G4W4, Canada
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