Hi there,

Tax refund season is here, and that extra money feels great. But before it disappears into takeout orders and impulse buys, pause for a second.

Your refund could be the start of something bigger:

• An emergency fund

• A debt-free lifestyle

• A shorter mortgage

• Or even your first investment

This week's article covers 5 smart ways to turn your refund into real momentum for your financial future.

Want to make this year's tax refund count?

Let's chat.

(No pressure, just smart advice.)

Talk soon,

David

Personal Income Tax Deadlines in 2025:

• Income tax return filing for individuals: April 30

• Income tax return filing for self-employed individuals: June 15

Upcoming Bank of Canada Interest Rate Announcements:

• June 4, 2025

• July 30, 2025

• September 17, 2025

Canada Child Benefit (CCB) Payments:

• May 20, 2025

• June 20, 2025

• July 18, 2025

Want to learn more? Lets talk

David Pipe is a Mortgage Agent of TMG - The Mortgage Group, FSRA #10315

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