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Most Canadians can refinance later; here’s how it works
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Hi there,



Rates rise. Rates fall. But the right property? It won’t wait.


You’ve probably heard the phrase “marry the property, date the rate.” It’s not just catchy; it’s a strategy Canadian homebuyers can use right now.


If you’re waiting for low rates AND your dream home to line up... you might be waiting forever.


In this week’s article, we unpack what this phrase really means, how Canadian mortgages work, and why now might be the best time to commit to the right home; even if the rate isn’t perfect yet.


Curious how this applies to your mortgage options?


Let's chat.

(No pressure, just good advice.)



Talk soon,

David

Check out our featured article:

What “marry the property” really means for your mortgage.

Check out our featured video:

Find out how the rate change affects your mortgage.

Additional articles:

Getting Mortgage Approval After the Big Banks Say No

Understanding Critical Illness Insurance in Ontario

Why Emotions Have No Place in Investing

Important upcoming dates:


Personal Income Tax Deadlines in 2025:

  • Income tax return filing for individuals: April 30

  • Income tax return filing for self-employed individuals: June 15


Upcoming Bank of Canada Interest Rate Announcements: 

  • June 4, 2025

  • July 30, 2025

  • September 17, 2025


Canada Child Benefit (CCB) Payments:

  • May 20, 2025

  • June 20, 2025

  • July 18, 2025


Want to learn more? Lets talk

David Pipe is a Mortgage Agent of TMG - The Mortgage Group, FSRA  #10315

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