Hi there,
The earlier you open your First Home Savings Account (FHSA), the more room you get.
FHSA room only starts once you open the account. Compare that to the RRSP, where room builds automatically with income, or the TFSA, where it kicks in the moment you turn 18.
If you’re a first-time homebuyer or might be one someday, this account could be your best starting point for investing.
In this week’s article, we break down why opening an FHSA first (even with $0) can be a smarter move than using your RRSP, and what to do if you're on the fence about homeownership.
Want to learn more?
Let's chat.
(No pressure, just smart advice.)
Talk soon,
David
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Check out our featured article:
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FHSA or RRSP? What to open first and why it matters.
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Check out our featured video:
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Find out if you qualify for a FHSA.
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Important upcoming dates:
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Personal Income Tax Deadlines in 2025:
Upcoming Bank of Canada Interest Rate Announcements:
April 16, 2025
June 4, 2025
July 30, 2025
Canada Child Benefit (CCB) Payments:
April 17, 2025
May 20, 2025
June 20, 2025
Want to learn more? Lets talk
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